Infertility Insurance Is The Only Chance For Many Couples Who Wish To Conceive

| Saturday, January 21, 2012
By Melissa W. Moscato


We gave a huge sigh of relief the day we found out that our infertility insurance would cover my wife's infertility treatments. She got the care that she needed, and after a year and a half, we were pleased to discover that she was pregnant. I didn't know this beforehand, but infertility treatment involves many different things all designed to increase a couple's fertility, but all of this was covered by our insurance plan. Many times, it can be years before the family involved is able to conceive a child, and it is almost always after a lengthy period of infertility treatments.

We were truly the lucky ones. For many couples, infertility treatment is something that they will never be able to afford, and most insurance plans do not include infertility treatment. There is a couple that we know very well, the Binghams who have spend the last eight years trying to have a baby. And I can safely state that their fondest dreams involve raising children. I nearly did not invite her to my baby shower because I suspected she might be too grieved to come. And, as I predicted, Mindy fled to her bedroom in sorrow when she heard the news.

They did attempt some infertility treatments, but their meager funds limited them to only being able to try for a few months. The chances of them getting pregnant in such a short amount of time were pretty small. Even though it didn't work previously, they are scrimping and saving everything they can in order to finance the next batch of treatments. My heart goes out to them as while Maurice's job provides them with health insurance, that same insurance does not contain infertility insurance.

I feel like this entire situation is unfair and I decided to investigate in order to find out what kinds of insurance plans are available that do contain infertility insurance. I was taken aback upon the realization that for most families, infertility insurance is not an option at all. It is even difficult to find a plan that contains something simple, like short-term disability insurance.

My poor acquaintances long desperately for a child to hold and care for. It is so terribly unfortunate that we were able to get the assistance we needed, which would surely help others to have their own children. I don't know what I would do without my son and it makes things harder that visiting our friends is so awkward. I feel a sense of wonder each time I glance at my child's face and I can't help but wish that others could have infertility insurance in order to be as happy as we are.




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